Criteria for Loan Approval

          The criteria used to consider for loan approval are as follows:

1.Project Feasibility

2.Previous Business Performances

3.Business Management Capability and Financial Status

4.Cash Flow Statement

5.Security of Loans

6.Consensus of Members

After consideration, the committee will pass their comments to the governor for final approval. As for the loan exceeding 1 million the committee will pass the comments to Cooperative Promotion Department for further actions to the board committee of CDF.